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This radio show replay is for informational purposes only. Data and rates used were indicative of market conditions at the time of original broadcast. Opinions, estimates, forecasts, and statements of financial market trends are subject to change without notice. References to specific securities, asset classes and financial markets are for illustrative purposes only and do not constitute a solicitation, offer, or recommendation to purchase or sell a security. Past performance is not a guarantee of future results.

This Material is Intended For General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.

Guest speakers and their firms are not affiliated with or endorsed by PAS, Guardian, or Wealth Design Group. Opinions stated are their own. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.Rick Ray, Mark Connelly, Dale Pieper and Jason Shrieve are Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representatives of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. Wealth Design Group is not an affiliate or subsidiary of PAS or Guardian.

2017-47635 (exp. 10/19)

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